Should I buy before selling? It’s one of the most common questions I hear from Wellington homeowners. The answer isn’t one-size-fits-all. It really depends on your goals, timing, and financial comfort. Let’s explore your options so you can make the best decision for your next move.
I am Halina your local real estate professional at Ray White Wellington, I help people in suburbs like Karori, Khandallah, and Island Bay navigate this choice every day. Making a plan is the key to a smooth and successful move.
Buying First – The Upside
The biggest benefit of buying first is peace of mind. You know your next home is secured. This is ideal if you’ve found the perfect property, maybe in Wadestown, Kelburn or Aro Valley, and want to act fast. It means you can avoid the stress of finding temporary accommodation. You can move from your old home straight into your new one.
However, this path requires careful financial planning. You might need to manage two properties for a short time. Speaking with a mortgage advisor is a great first step to understand your options, like a bridging loan.
Selling First – The Benefits
Selling your home first gives you great financial clarity. You will know your exact budget for your next purchase. This puts you in a strong position when you make an offer on a new home. You can make a clean offer without a ‘subject to sale’ condition, which sellers in popular areas like Brooklyn, Hataitai or Mount Cook really appreciate.
This approach also means there is no pressure to accept a lower offer on your current home. With a strong marketing plan, your property can sell quickly and attract top buyers. A good strategy is to negotiate a longer settlement date. This gives you plenty of time to find your next dream home.
The Deciding Factor: Your Plan
So, what is the right choice for you? It all comes down to planning and expert advice. The Wellington property market is always changing. Current bank lending rates are dynamic and local demand can influence your decision.
As your local Ray White agent, I can offer tailored guidance based on real-time Wellington market trends. I have a network of trusted professionals who can help with everything from cleaning and painting to expert advice, ensuring your move is as smooth as possible.
Ready to explore your options? Let’s create a plan that works for you. The first step is to understand what your home is worth with a no-obligation appraisal. Your next move should feel exciting, not overwhelming.
Contact me today to get started!
You can book your free appraisal right here >, let’s talk or call me now 📱+64212263917
Contact Halina today to discover your home’s full potential.
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Disclaimer: Contact Halina Kuchciak of Ray White for a property assessment and appraisal for your specific property and Wellington suburb. The real estate related content shared on this blog is intended for general informational purposes only and industry observations. The content may reflect opinion and/or reference third-party sources or AI, however it is not a substitute for specific tailored professional services advice, real estate decisions often involve legal, financial, and regulatory complexities, and readers should seek independent guidance from qualified specialists such as legal advisors, financial consultants, or compliance professionals before acting on any information presented here. No warranty is given as to the accuracy, completeness, or current relevance of the material.
