This week I look at the results from my final Spending Plans Survey for 2024. Those plans for buying stuff are the strongest in three years with good outlooks for the likes of home renovations and travel. But caution still dominates when it comes to buying cars, furniture and appliances. The housing measures are in line with my others which show improvement underway but no feeling from buyers that there is any need to be in a hurry. In the Interest Rates section I discuss the coming disappointment for borrower as 2025 cuts are unlikely to be what they are hoping for.

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