A Career in Real Estate? - Your Future in Wellington Real Estate

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For a confidential chat and to learn more about a real future in real estate, contact me today (Halina 021 22 63 917) or email me This email address is being protected from spambots. You need JavaScript enabled to view it.">This email address is being protected from spambots. You need JavaScript enabled to view it.







Latest - Property Report Unconditional

Unconditional property report

Unconditional's Latest NZ Property Report - August 2014

Average asking of homes remains high

We have read through this Report and here are the Highlights:
> Asking prices in Wellington $452.362.
> Asking prices -0.4%.
> Wellington new property listings for July up 2.2%.
> Wellington Inventory is 21 weeks, with the long term average being 21 weeks.
August New Prop Listings
Look very carefully at the graph above and pay particular attention to May, June and July and see what happens to listings after July.
August Report 2014 - Inventory
Read the full Property Report HERE
Buyer demand in Wellington remains steady and looking at the top "listings" graph stock levels have begun increasing, so the smart bet is to beat the rush to the market and list your home or investment propertry with me today.
It is a simple supply and demand factor comming into play now.
People holding house money
Simply contact me for a free market appraisal today HERE and get things started.






Something to Consider

Consider This

Many NZ homes making us sick


Mould House

Levels of mould and condensation in New Zealand are widespread, both of which are triggers of respiratory diseases, asthma and hospital visits

Many New Zealand homes are in such bad shape they cause health problems and increase their occupants' stress levels, a nationwide survey has found.

The State of the Home Survey was conducted by independent research company Buzz Channel.

It found more than half of respondents said they suffered in some way due to the state of their home.

The survey, commissioned by HRV, found levels of mould and condensation in New Zealand were widespread. Both are triggers of respiratory diseases, asthma and hospital visits.

Almost a third of respondents said the state of their homes reduced their wellbeing and 58 per cent said they suffered stress due to living in an unhealthy home.

One in five respondents said they had moved out of a house because it was cold, damp or mouldy. Almost 60 per cent of tenants surveyed said they had moved out of a house because it was unhealthy. Of those who stayed put, nearly a third faced increased heating costs and higher power bills.

However, even though Kiwis are living in chilly and damp homes, the survey revealed some novel approaches to staying warm in bed at night.

While most respondents said they threw a few extra blankets on the bed (61 per cent), many chose to wear warm socks (37 per cent), flannel pyjamas (29 per cent) and even a beanie (8 per cent) in winter.

Meanwhile, 11 per cent of respondents slept with their head under a duvet to stay warm. This was a particularly popular heating method among tenants.

Then there were the more adventurous winter-warming ploys such as one woman "trying to persuade my husband to go to bed early", and another person who slept naked all year round because their waterbed was constantly warm.

Other findings from the survey included:
•Mould is prevalent in 59 per cent of homes and condensation in 31 per cent.
•A quarter had curtains, carpets, clothes and other property damage from mould, dampness and condensation.
•Thirty-seven per cent were concerned about heavy metals in water, followed by sediment (28 per cent) and chlorine (25 per cent).
•Sixty-one per cent will throw another blanket on the bed if they are cold at night, rather than turn on a heating source.
•Almost two-thirds of people would be happy to have their home undergo a housing warrant of fitness.
*Buzz Channel surveyed 505 people aged between 24 and 75 years. The margin of error on this sample is +/- 4.4.3 per cent at the 95 per cent confidence level.





Source: stuff





Looking out for your Interest

963935 mortgage and money 2



Today is a bit of a call out. If you are a property investor please take a moment to complete this survey. It's a good one with a few prizes. Likewise if you know of any property investors please forward this email to them.


Click here for all rate changes




GoodReturns 15/08/14





Wellington Property Trends


Wgtn Trends

Residential property value increases slowdown

The latest monthly QV Residential Price Movement Index shows that nationwide residential property values for July have increased 7.6% over the past year and 2.3% over the past three months.  This means they are now 15.6% above the previous market peak of late 2007. When adjusted for inflation the nationwide annual increase drops slightly to 5.9% and values remain below the 2007 peak by 0.9%.
The Auckland market has increased 11.7% year on year and values are up 31.8% since 2007.  When adjusted for inflation values are up 9.9% over the past year and are 12.9% above the 2007 peak.


QV National Spokesperson Andrea Rush said, “We are starting to see a slowdown in the rate of value increases in many of the main centres following on from the slowdown in sales volumes over the past few months.”
“The Auckland region as a whole has seen values rise over the past three months but some areas of the super city are now showing a slight decline in values.”
“Residential property values in Christchurch are still rising across the city and values in Tauranga and Dunedin have also increased slightly while Hamilton values are down slightly and Wellington values are now showing a downward trend.”
“Sales volumes are between 15 and 25% lower than they were this time in 2012 and 2013 in most places around the country.”
“This slowdown is most likely due to the LVR speed limits and interest rate rises as well as the annual winter seasonal downturn. However, and the reserve bank has now said it will take a break in rate rises for the moment and banks are advertising that they will negotiate on lending to those with deposits of less than 20%.”


Residential property values in the Wellington Region as a whole are down 0.9% over the past three months, but they have increased 1.2% year on year.
Wellington City have seen a slight decrease of 0.8% over the past three months, Lower Hutt is down 2.3% in the past three months and values there are now the same as they were this time last year. Upper Hutt is also down 0.3% over the past three months and 0.3% year on year. However, values on the Kapiti Coast District have increased 0.6% over the past three months and 3.2% year on year.
QV Wellington Registered Valuer Kerry Buckeridge said, “Year on year values in Wellington have increased, but the rate of increase is dropping month on month which is reflective of there being lower sales volumes than this time last year.”
“Even those real estate agents who have been optimistic up until now are saying there has been very little activity over the last six weeks and few factors to drive market growth. The Hutt Valley is very quiet, perhaps more so than Wellington.”
“Demand for apartments is low, particularly as for many the operating costs have increased due, partly, to the increased insurance costs following the Christchurch Earthquakes and also the need for earthquake strengthening in some buildings.”
 “With insurance premiums now beginning to be struck at slightly lower levels than at the peak those buildings still needing to maintain high Body Corporate Levies due to the need to fund deferred maintenance or earthquake strengthening are suffering in the marketplace.”






07/08/14 QV








If I Were a Borrower What Would I Do?

Fix or Float

It feels like time is once again on the side of borrowers with an absence of data suggesting either an imminent tightening of monetary policy in New Zealand, Australia, or the United States. The latter is however the biggest area of uncertainty with regard to where fixed interest rates will go and one cannot rule out a string of positive data releases suddenly igniting expectations of imminent rate rises, a sell-off in the bond market, and much higher global fixed borrowing costs.
But the Federal Reserve officials appear determined to run the risk of tightening too late and letting inflation get a wee bit too high than tightening too soon and stopping the continuing economic recovery in its tracks.
So for now fixed borrowing costs appear reasonably steady. For now also monetary policy in NZ looks like being left on hold. But given data such as what we saw today for retail spending one cannot rule out another move coming in December.


Thanks to Tony Alexander of the BNZ for his Weekly Comment 14/08/14




This Months Wellington Property Update

August 2014

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PU 0814 HKuchciak Page 1

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Thinking of Selling? - Click HERE


Kind Regards,

Halina Kuchciak

Experience - Knowledge - Results


Win Dinner for two at Logan Browns Restaurant (Entries valid through August 2014)

Last months winner was: V and A Dalton of Avalon




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